Thursday, 17/1/2019 | : : UTC-5
Insurance Breaking News | Home & Auto Insurance

When Life Palms You Lemons …

When Life Palms You Lemons …


Solely 19 days after celebrating my 10th birthday, my mom died. Though I’ve grown up almost half of my life with out my mom, her phrases of encouragement relating to adversity—one of many many life classes she shared with me—echo in my reminiscences of her: “Be ready to make lemonade out of life’s lemons.”

As I’ve matured, I’ve grow to be extra conscious about how her dying acted as a catalyst for a few of my life’s challenges and burdens. Particularly, I now acknowledge the extra monetary burdens ensuing from her demise: lack of revenue, burial bills, the necessity for after-school providers to look after me and a shift in my father’s skilled profession leading to much less obligations, journey and compensation with a purpose to stay near house to look after me.

A Key Omission
Finally, these monetary burdens have been exacerbated by a key omission in my household’s monetary plans: my mom didn’t have any life insurance coverage.

Different unforeseeable occasions have additional affected my household’s present monetary predicament: offering care and help to my ailing grandmother and my father having been unemployed for the previous a number of years because of the international financial downturn. Consequently, we have been pressured to promote the home I grew up in to boost cash to outlive.

Nobody can put a worth on a mom. But, if solely my household’s monetary plans had included the important thing ingredient of life insurance coverage for my mom, my household’s monetary place and my present educational path would now be safer. Advantages from such protection would have offered for the cost of her funeral service, the price of my supervision and care through the years, my school tuition and stored us in our home.

Peace of Thoughts
Hannah Graduation 4Finally, the monetary advantages tied to life insurance coverage would have introduced tranquility and peace of thoughts; thereby, supplying key elements to my mom’s lesson relating to making lemonade—by permitting me to finish my diploma in psychology in an effort to assist others grieving the lack of a dad or mum—to be all of the sweeter.

Editor’s notice: Hannah was the 2014 Grand Prize Essay winner of the Life Classes Scholarship Program, and acquired a $15,000 scholarship to help her in ending her schooling. You possibly can view the video of her story right here.